Unlock Your Home's Equity — Fast.
A fixed-rate home equity line of credit with a simple online application, signing from your couch, and funds in as fast as 3 days.
Checking your offer takes just minutes.
What Can You Use It For?
Your equity, your plans. Use the cash however you need.
Consolidate Debt
Pay off high-interest credit cards, personal, auto, or student loans directly at closing.
Renovate Your Home
Kitchen, bath, roof, pool — invest in the home you already love.
Buy Your Next Home
Use equity toward a down payment on a new home or investment property.
Emergency Fund
Secure an instant financial backup plan for life’s unexpected expenses without draining your cash.
Get Your Personal Question List
Tell us how you plan to use your equity, and we'll create a list of questions to discuss with Geoff.
How It Works
100% online. 5 simple steps.
- 1
Apply Online
A few minutes to see your pre-qualified offer — it won't slow you down.
- 2
Pick Your Offer
Choose your amount and a 5, 10, 15, or 30-year fixed term.
- 3
Verify Income
Link your bank securely or upload a pay stub, W-2, or tax return.
- 4
Sign Online
Meet a notary by video — 5 to 10 minutes with your ID.
- 5
Get Your Funds
Money available in as fast as 3 days.
Why Homeowners Choose Aven
- ✓No appraisal needed for most lines up to $400,000
- ✓Title insurance and notary signing covered — no cost to you
- ✓No fees on future draws during the 5-year draw period
- ✓Draw again anytime — unlimited draws, rate set when you draw
- ✓Works for primary homes, second homes, and rentals
- ✓1st or 2nd lien position — keep your low mortgage rate
Do You Qualify?
The basics at a glance.
Available in most states (not available in NY, NV, MA, HI, MO). Texas has special rules — ask us.
Questions? We're Here to Help.
Call me today to discuss if Aven is right for you and how it compares to the other programs that we offer.
What Our Clients Say
★★★★★
- ★★★★★
“I think this was the 5th or 6th loan that Geoff and his team have done for me. He is hands down the best. Everything on his side is smooth, professional, and easy. There is no other lender I would do business with.”
Patrick
Verified client
- ★★★★★
“Amazing service, lots of options presented, everything went off without a hitch… highly recommend!”
Tess
Verified client
- ★★★★★
“Thank you, Geoff, for your hard work and dedication in getting me a mortgage. You jumped through hoops and got funding. Definitely recommended.”
Ion A.
Verified client
- ★★★★★
“Very knowledgeable, patient, took time to answer questions, great personality, comfortable to work with.”
Sandra C.
Verified client
- ★★★★★
“Geoff and his whole staff were great to work with and very pleasant and understanding. They helped me work out everything and always made me feel they enjoyed helping me. Wonderful group!!”
James C.
Verified client
- ★★★★★
“This is the second home your team helps me with, and again, you guys did a great job. Thank you!”
Gabriela D.
Verified client
- ★★★★★
“I love the communication you guys had with me with updates and made it super easy for us. Thank you for helping me and my family get to our home. Thanks for guiding us throughout the whole process. You guys are awesome.”
Louis A. H.
Verified client
